The Tokenized

Real World Asset tokenisation, decoded.

Weekly writing on what's actually happening in tokenised finance, from someone who reads the regulations, not just the launch tweets.

Ayomikun Akin-Bankole

About

I am Ayomikun Akin-Bankole. My interest in Real World Asset tokenisation grew out of a single observation: the most consequential shift in modern finance, the gradual migration of regulated assets onto programmable infrastructure, is being narrated almost entirely by people with something to sell. The Tokenized is my attempt to correct that, written for the operators, asset managers, and advisers who will work within this market long after the launch announcements fade.

My focus falls deliberately on the parts of tokenisation that rarely make headlines. Rather than tracking token prices or speculating on the next platform launch, I examine how a tokenised treasury fund actually settles, what the FCA and MiCA frameworks require in practice, and why those mechanics matter to the fund administrator whose job is to make them work. Much of the commentary in this space conflates regulated tokenised securities with the wider world of cryptocurrencies, a distinction that appears merely technical yet in practice determines what is permissible, who is protected, and where the genuine opportunities lie. Reading the regulations, the prospectuses, and the on-chain data, rather than the marketing layered on top of them, is what lets me hold that line.

This is written for a particular reader: the fintech operator, the small or mid-sized asset manager, the independent adviser, and the platform employee who needs something sharper than a press release to think with. If that describes you, my aim is simple: to leave you understanding not merely that tokenisation is happening, but how it works and what it changes. One issue a week, no hype, and no claim I cannot source.

Recent writing

9 June 2026

What the MiCA deadline actually means for tokenised securities

The EU's crypto rulebook does not cover tokenised bonds, shares, or fund units. Here is why, and what does.

Read on Substack →

2 June 2026

What the FCA and Bank of England actually committed to on tokenization

The regulators' joint framework was read as a friendly signal and little more. Read closely, it is something firmer: a set of concrete commitments with a deadline of 3 July, and a working window for the people who will have to operate inside the rules.

Read on Substack →

See all writing →

Work with me

I help fintech and tokenisation companies sharpen how they communicate.

LinkedIn ghostwriting for fintech & tokenisation leaders

For founders, executives, and BD leaders at fintech and tokenisation companies who need a consistent LinkedIn presence but don't have time to build one. Monthly retainer, your voice, my hours.

Research & editorial services for tokenisation companies and funds

Whitepapers, market briefings, investor narrative documents, competitive landscape research. The kind of writing that requires both finance literacy and clear thinking.

Get in touch → ayomikunaab@gmail.com